Secured Installment Loans in Missouri

A secured installment loan lets you borrow against a vehicle you own outright while continuing to drive it. FLEXIcash lends $100 to $10,000 against cars, trucks, boats, ATVs, RVs, campers and trailers. Bring the clean and clear title, your insurance card, a spare key and photo ID.

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How Much Cash Do You Need Today

You May Be Eligible For a: Loan 'till Payday
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Estimated Repayment:
$0.00
*This is only an estimate. Final loan terms will be shared after approval.

Quick Steps to Get the Cash You Need

Borrowing should not be complicated. Three steps, and we guide you through the rest.

Bring Your Vehicle

Call into Cuba, Desloge, Moberly or O'Fallon with the vehicle, its clean and clear title, your driver's licence, insurance card and a spare key.

We Appraise It

We look the vehicle over in person to work out what we can lend against it. That takes a little longer than a payday decision.

Get Your Money

You collect your cash at the counter, and you carry on driving the vehicle for the whole term.

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Quick and Easy
Secure Installment Loan Applications

The same four commitments on every loan, at every branch, whether you apply online or walk in.

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  • Costs explained before you sign
  • Repayments timed to your paydays
  • Walk into a branch
  • Licensed by the Missouri Division of Finance
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Need Help? Here Is How We Serve You

Whether you apply online from home or walk into one of our four Missouri branches, the same team looks after your application from start to finish.

Payday Loans

Borrow $50 to $500 and repay it in full on your next payday, after a minimum fourteen-day term. Apply online from anywhere in Missouri and the money goes straight to your debit card.
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Unsecured Installment Loans

Borrow $500 to $800 unsecured and repay it in equal payments timed to your paydays rather than in one go. Apply online from anywhere in Missouri, funded to your debit card.
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Frequently Asked Questions About Secured Installment Loans

Do I keep my car?
Yes. You hand over the title, not the vehicle, and you carry on driving it.
How much can I borrow?
$100 to $10,000, depending on the vehicle.
What vehicles qualify?
Cars, trucks, boats, ATVs, RVs, campers and trailers.
Do I need to own it outright?
Yes. The title has to be clean and clear.
What do I bring?
The title, your insurance card, a spare key, your driver's licence and recent pay information.
Is it available at every branch?
Yes. All four FLEXIcash branches offer secured installment loans.
What does a secured installment loan cost?
Rates vary by tier and are set out in your loan agreement, which is explained in branch before you sign. The maximum rate currently charged on consumer credit loans at this office is 445.00%.
How is a secured installment loan repaid?
In equal installments across the term, timed to your paydays. The title is returned to you when the loan is settled.

Apply for a Secured Installment Loan

Find a branch closest to you. You can visit us in Cuba, Desloge, Moberly or O’Fallon and speak to someone directly.

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Testimonials

Service You Can Count On

Hear what some of our happy customers had to say

Amy was so sweet to from the initial contact she was very helpful and clear on everything that was needed...
Ajay AlexanderOn Google
I wanted to share how sweet and kind these ladies are... especially want to shout out to Angie... she did her best at making that happen, with a friendly attitude.
Heather WilletOn Google
Great place to go. Easy to work with, very friendly and easy to talk to. Highly recommend going to see Angie and Rosie...
Misty PleasantOn Google
My experience with Flexicash was awesome! Amy was very knowledgeable and fast! Much appreciated!
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